OUR VISION, MISSION & VALUES
Vision
SCRUBS RRG’s vision is to become the premier medical malpractice provider for practicing Urologists. SCRUBS RRG’s unique methods in underwriting, claims handling and risk management will produce a program of superior quality, performance and profitability.
Mission
SCRUBS RRG is committed to providing Urologists with fair and reasonable long term liability coverage. Quality physician selection and innovative risk management are the cornerstones of this mission.
Values
SCRUBS RRG’s program integrity is founded on Urology specific underwriting and risk management which will ensure its success. SCRUBS RRG has implemented a pre-underwriting risk assessment (PURA) for every applicant in the program. An expert team, with input from Urologists, will perform the assessment and report its recommendation to the Board of Directors.
Why Was SCRUBS RRG Formed?
SCRUBS RRG was formed so that Urologists may regain control of their professional liability insurance destiny. SCRUBS RRG is dedicated to assuring the long-term availability of coverage at stable and reasonable prices to the specialty. The current chaotic and uncertain environment for professional liability insurance coverage threatening many groups’ ability to practice underscores the importance of having a Urology-specific RRG.
The SCRUBS RRG Professional Liability Insurance Program
Subject to advance pre-underwriting clinical evaluation, detailed professional insurance underwriting, and the receipt of completed applications from the group and each physician in the group, SCRUBS RRG provides competent physicians a professional liability insurance policy with the following provisions:
• Claims-made coverage
• Prior acts coverage, subject to advance underwriting review and approval
• Limits of Liability – $1 million per event, $3 million annual aggregate
• Incident trigger for claims made coverage
• Legal defense costs outside the limits of liability
• Coverage provided for service on professional association committees
SCRUBS RRG Governance
Who manages the operations of SCRUBS RRG?
SCRUBS RRG is governed by physician board members who individually sit upon standing committees including Underwriting, Finance, and Claim and Risk Management. Daily management is provided by SCRUBS RRG’s contracted management firm, SCRUBS Managers LLC. Support services are contracted to Alterna, LLC.
What is the composition of SCRUBS RRG’s Board of Directors?
SCRUBS RRG has a Board of Directors comprised of founding member Urologic groups.
Are there annual audits of SCRUBS RRG’s financial statements?
In cooperation with SCRUBS RRG’s Board and Finance Committee, an independent CPA firm performs an annual audit of the financial statements prepared by Alterna.